Why New, Why Now and Why Amblebrook at Gettysburg?

Life doesn’t slow down at 55 — it shifts. Priorities become clearer. You know what energizes you, what drains you and what matters most. And if you’ve been waiting for the “right moment” to make a move into a lifestyle that reflects all of that, here’s the truth: That moment could be right now.

At Amblebrook at Gettysburg, a vibrant 55+ community in south‑central Pennsylvania, we understand how today’s economic landscape can feel overwhelming. For many, that uncertainty has put exciting life changes on pause. But what if this chapter wasn’t about pressing pause? What if it was about pressing play?

What if it’s about choosing a new home, in a thoughtfully designed community, and confidently taking a step forward? 

Resale or New? It’s Closer Than You Think 

One of the biggest assumptions today’s buyers make is that resale homes are always the better value. But when you look at the full picture — from purchase price to maintenance costs — that gap often disappears.

In fact, many new homes are priced similarly to resale options. And when you consider available builder incentives, you’ll often find that new homes are actually more affordable overall, with fewer compromises and more long‑term peace of mind.

• No renovations, no surprises
• Energy‑efficient systems and layouts built for how you live today
• Warranties and lower upkeep from day one

Worried About the Market? You’re Not Alone — and You Don’t Have to Be

We get it. The stock market feels uncertain. Long‑term plans feel harder to commit to. And for many, even exciting transitions are shadowed by hesitation.

But here’s the good news: Amblebrook helps you stretch your dollars without sacrificing your lifestyle.

• Lower property taxes than in many neighboring states
• Low‑maintenance living and peace of mind
• Pennsylvania doesn’t tax retirement income, including Social Security, pensions, IRAs and 401(k) withdrawals 
  

That means more money in your pocket — and more freedom to use it on what brings you joy.

A Fresh Start. A Clear Path. A Joyful Life.

It’s easy to feel overwhelmed by uncertainty. But at Amblebrook, the path forward is simple — and full of promise.

Our walkable neighborhoods, wellness‑focused amenities and vibrant social scene are all here, ready to support your best chapter yet. You don’t have to figure everything out before you begin. You just have to say yes to a lifestyle designed to bring more joy to every day. 

Ready When You Are

There’s no pressure. No rush. Just an open invitation to discover what life can look like when you choose ease, abundance and everyday joy. Explore Amblebrook today!

Make the Most of Your Retirement Income

Pennsylvania offers meaningful financial advantages for 55+ active adults. For your convenience, some of the most frequently asked questions (FAQ) follow:  

Q: Does Pennsylvania tax retirement income like Social Security, pensions, or 401(k) withdrawals?
A: No. Pennsylvania does not tax retirement income. That includes Social Security, pensions, IRAs, and 401(k) withdrawals.
Source: Commonwealth of Pennsylvania 

https://www.pa.gov/content/dam/copapwp‑pagov/en/revenue/documents/formsandpublications/formsforindividuals/pit/documents/rev‑581.pdf  

Q: What is the state income tax rate in Pennsylvania?
A: Pennsylvania has a flat 3.07% state income tax — one of the lowest in the country.
Source: Commonwealth of Pennsylvania  

https://www.pa.gov/agencies/revenue/resources/tax‑rates.html  

Q: Are there any local income taxes in Pennsylvania?
A: Some municipalities impose a small local income tax, but overall rates remain modest compared to neighboring states.
Source: Tax Foundation 

https://taxfoundation.org/location/pennsylvania/#:~:text=Pennsylvania%20has%20a%20flat%203.07,tax%20rate%20of%206.34%20percent.  

Q: How do property taxes compare in Pennsylvania?
A: Property taxes are generally lower than in nearby states, particularly for buyers relocating from higher‑tax areas like D.C. or New Jersey.
Source: Tax Foundation  

https://taxfoundation.org/data/all/state/property‑taxes‑by‑state‑county/  

Q: Are there property tax relief programs for seniors in Pennsylvania?
A: Yes. Pennsylvania offers a Property Tax/Rent Rebate Program for eligible homeowners age 65 and older, based on income.
Source: Commonwealth of Pennsylvania  

https://www.pa.gov/agencies/revenue/incentives‑credits‑and‑programs/ptrr.html#:~:text=Incentives%2C%20Credits%2C%20Programs‑,Property%20Tax%2FRent%20Rebate%20Program,up%20to%20%241%2C000%20in%20rebates  

Q: Which cities in Pennsylvania are considered tax‑friendly for retirees?
A: Gettysburg is often recognized as one of the state’s most tax‑friendly destinations — and Amblebrook makes it even more attractive with its built‑in lifestyle and affordability.
Source: SmartAsset  

https://smartasset.com/retirement/pennsylvania‑retirement‑taxes  

Q: What is the sales tax rate in Pennsylvania?
A: Pennsylvania has a 6% sales tax, and essentials like groceries, prescription medications, and clothing are tax‑exempt.
Source: Commonwealth of Pennsylvania 

https://www.pa.gov/agencies/revenue/resources/tax‑rates.html  

Q: Are there any tax breaks for military retirees in Pennsylvania?
A: Yes. Military pension income is fully exempt from Pennsylvania state tax.
Source: VA News 

https://news.va.gov/139592/unlocking‑veteran‑tax‑exemptions‑across‑states‑and‑u‑s‑territories/#:~:text=Pennsylvania,)%E2%80%94surviving%20spouses%20may%20qualify.  

Q: How can I apply for the Property Tax/Rent Rebate Program?
A: Eligible residents can apply directly through the Pennsylvania Department of Revenue website or consult a tax professional for help.
Source: Commonwealth of Pennsylvania 

https://www.pa.gov/services/revenue/apply‑for‑property‑tax‑or‑rent‑rebate.html  

 

Disclaimer: Always consult a tax professional for personalized advice regarding retirement income and state or local taxes.